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See your balance on any day of the year — and how much you can actually spend.
🔒 Private: your numbers never leave this deviceUpload a CSV or Excel file with a header row. Only name, amount and day are needed; the rest is optional. Column names are matched loosely (“Bill”, “Due”, “Cost” all work).
name,amount,day,type,frequency Rent,1450,1,bill,monthly Car payment,389,15,bill,monthly Phone,85,22,bill,monthly Car insurance,640,2026-03-10,bill,yearly Paycheck,1800,2026-11-14,income,biweekly
day can be a day of the month (1–31) or a full date. For weekly, every-2-weeks and yearly items, use a real date (any past or upcoming one). Bills due on the 29th–31st fall on the last day of shorter months. frequency: monthly (default), weekly, biweekly, twice a month, yearly, once. Anything marked income, pay, paycheck or deposit counts as money in; everything else is a bill.
“Safe to spend that day” is the most you could take out on that day and still never drop below your cushion for the rest of the look-ahead window. Near the end of the window it's optimistic, since it can't see bills past the end.
| Date | Item | Amount | Balance after |
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